Financing guides

Guides to Pag-IBIG housing loans: how much you can borrow, amortization, interest rates, and qualifying to finance a foreclosed-property purchase.

1 article

Updated May 29, 2026

How to Calculate Your Pag-IBIG Loan Amount: A Simple Guide

Updated 27 May 2026 — Pag-IBIG just raised the Regular Housing Loan ceiling from ₱6M to ₱10M. This guide breaks down exactly how much you can actually borrow under the new cap, how your salary, TAV, and property value cap your loan, and how the 3% socialized rate and 5.75% market rate fit in.

By SimplySell