Pag-IBIG foreclosed properties in Cebu
Pag-IBIG is selling 93 foreclosed properties in Cebu, mostly condo units in Cebu City and Lapu-Lapu City (Opon). Prices go up to ₱5,210,800, with an average of ₱2,532,942.
Newest listing added November 10, 2026.
Pag-IBIG offered 747 foreclosed properties in Cebu over the last 12 months, at an average of ₱2,061,156. Lapu-Lapu City (Opon) had the most with 256, then Cebu City with 108.
Listings ended Nov 14, 2025 – Nov 6, 2026.
Showing 1–24 of 93
Condominium OccupiedUrban Deca Homes Banilad
₱5,210,800
Unit 1835 18th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 42.07 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱4,793,200
Unit 407 4th Flr. & Ps 89 Tower 3 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 43.1 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱4,580,700
Unit 440 4th Flr. & Ps 54 Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 43.1 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱4,545,900
Unit 1528 15th Flr. Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 35.57 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1636 16th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1404 14th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1506 15th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 1007 10th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 1125 11th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 1032 10th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 1031 10th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 1005 10th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 831 8th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,790,300
Unit 339 3rd Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,790,300
Unit 430 4th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,686,500
Unit 1535 15th Flr. Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 16–20, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Town House OccupiedVilla Azalea Subdivision
₱1,267,400
Lot 24 Blk. 10 Phase 1 Villa Azalea Subdivision Cotcot, Liloan, Cebu, 6002
Liloan
Offers Nov 16–20, 2026
- Lot
- 40 m² lot
- Floor
- 52.2 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱4,278,900
3rd Flr. Phase 1 Bldg. 1; Unit 1315-A&1315-B Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 37.24 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱3,813,570
Unit 5217-A&b 2nd Flr. Phase 2 Bldg. 5 Bayanihan Flats Mactan Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 37.24 m² floor
- Sale
- 2nd Public Auction
Condominium OccupiedPrimeworld District - Tower P
₱3,519,900
Unit 850 8th Flr. Primeworld District - Tower P Agus, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 25 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedMactan Plains Residences
₱3,382,200
Unit 510 5th Flr. Mactan Plains Residences Mactan, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 25.24 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱2,173,000
Unit 5420 4th Flr. Phase 2 Bldg. 5 Bayanihan Flats Mactan Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 18.62 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱2,173,000
Unit 2209 2nd Flr. Phase 2 Bldg. 2 Bayanihan Flats Mactan Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 18.62 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱2,139,400
Unit 6105 1st Flr. Phase 1 Bldg. 6 Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Floor
- 18.62 m² floor
- Sale
- Negotiated Sale
Archived VacantCKL Homes - Medellin
₱968,256
Lot 10 & 11 CKL Homes - Medellin Poblacion, Medellin, Cebu, 6012
Medellin
Auction ended November 6, 2026
- Lot
- 80 m² lot
- Floor
- 52 m² floor
- Sale
- 2nd Public Auction
Archived OccupiedAstana Subdivision
₱1,625,040
Lot 6 Blk. 12 Astana Subdivision Calawisan, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Lot
- 42 m² lot
- Floor
- 52 m² floor
- Sale
- 2nd Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱5,210,900
Unit 1635 16th Flr. Tower 1 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 42.07 m² floor
- Sale
- Negotiated Sale
Archived OccupiedSaekyung Village I
₱4,731,600
Unit B1-405 4th Flr. Phase 2 Bldg. 1 Saekyung Village I Marigondon, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 60.5 m² floor
- Sale
- Negotiated Sale
Archived OccupiedUrban Deca Homes Tisa
₱2,312,500
Unit B13-108 Ground Flr. Phase 1 Bldg. 13 Urban Deca Homes Tisa Tisa, Cebu City, Cebu, 6000
Cebu City
Auction ended November 6, 2026
- Floor
- 25 m² floor
- Sale
- Negotiated Sale
Archived OccupiedUrban Deca Homes Banilad
₱4,535,900
Unit 1801 18th Flr. Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 35.57 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1425 14th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1406 14th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1925 19th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,856,400
Unit 1731 17th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,823,400
Unit 824 8th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,686,400
Unit 1613 16th Flr. Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,623,200
Unit 308 3rd Flr. Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedUrban Deca Homes Banilad
₱3,623,200
Unit 834 8th Flr. Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Auction ended November 6, 2026
- Floor
- 30.6 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats Mactan
₱4,345,900
Unit 4101-A&b Ground Flr. Bldg. 04 Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats - Mactan 2
₱4,345,900
Unit 6218-A&b 2nd Flr. Bldg. 06 Bayanihan Flats - Mactan 2 Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats Mactan
₱4,278,900
Unit 2116-A&b Grnd Flr. Bldg. 02 Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats Mactan
₱4,278,900
Unit 4415-A&b 4th Flr. Bldg. 04 Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats - Mactan 2
₱4,237,300
Unit 6227-A&b 2nd Flr. Bldg. 06 Bayanihan Flats - Mactan 2 Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats - Mactan 2
₱4,237,300
Unit 2402-A&b 4th Flr. Bldg. 02 Bayanihan Flats - Mactan 2 Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedBayanihan Flats - Mactan 2
₱4,237,300
Unit 3116-A&b 1st Flr. Bldg. 03 Bayanihan Flats - Mactan 2 Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 37.24 m² floor
- Sale
- 1st Public Auction
Archived OccupiedCamella Homes Subd
₱2,480,165
Lot 23 Blk. 4 Phase 2 Camella Homes Subd Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Lot
- 133 m² lot
- Floor
- 86.2 m² floor
- Sale
- 1st Public Auction
- No photo availableArchived Occupied
Saekyung Village I
₱2,442,800
Unit B1-29 4 Flr. 1 Saekyung Village I Marigondon, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 63 m² floor
- Sale
- 1st Public Auction
Archived VacantSaekyung Village One Phase III
₱2,307,800
Unit B301-804 8th Flr. Bldg. 301 Saekyung Village One Phase III Marigondon, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Auction ended November 6, 2026
- Floor
- 22 m² floor
- Sale
- 1st Public Auction
Cebu foreclosed properties in numbers
Listings by budget
| Type | Open | Up to |
|---|---|---|
| Condos | 75 | ₱5.2M |
| Townhouses | 11 | ₱3.3M |
| Row houses | 4 | ₱662,951 |
| Lots | 3 | ₱390,000 |
| Town | Open | Up to |
|---|---|---|
| Cebu City | 32 | ₱4.2M |
| Lapu-Lapu City (Opon) | 26 | ₱4.3M |
| Mandaue City | 17 | ₱5.2M |
| Bogo City | 5 | ₱662,951 |
| Consolacion | 5 | ₱3.3M |
| Subdivision | Open | Up to |
|---|---|---|
| Bayanihan Flats - Orchard Drive Cebu City | 20 | ₱4.2M |
| Urban Deca Homes Banilad Mandaue City | 17 | ₱5.2M |
| Bayanihan Flats Mactan Lapu-Lapu City (Opon) | 14 | ₱4.3M |
| Urban Deca Homes Tisa Cebu City | 9 | ₱4.2M |
| Saekyung Village I Lapu-Lapu City (Opon) | 5 | ₱3.5M |
Questions about Pag-IBIG foreclosed properties in Cebu
Where is the latest list of Pag-IBIG foreclosed properties in Cebu?
As of November 11, 2026, Pag-IBIG has 93 foreclosed properties for sale in Cebu, all listed on this page. Cebu City has 32 and Lapu-Lapu City (Opon) has 26; the rest are spread across 8 other towns. The list updates daily, with new properties added each week.
What is the cheapest Pag-IBIG foreclosed property in Cebu?
By type, the cheapest Pag-IBIG foreclosed properties in Cebu are a lot at ₱302,400 in San Josemaria Village - Balamban, Balamban; a row house at ₱503,180 in Verona, Balamban; a townhouse at ₱1,216,800 in La Aldea Buena Mactan, Lapu-Lapu City (Opon); and a condo at ₱1,337,000 in D` Pearl, Consolacion.
How much is a Pag-IBIG condo in Cebu?
A Pag-IBIG condo in Cebu costs ₱2,862,781 on average, across the 75 condo units for sale. Prices run from ₱1,337,000 to ₱5,210,800, and 45 of the 75 properties cost ₱3M or less.
When is the next Pag-IBIG auction in Cebu?
The next Pag-IBIG public auction in Cebu opens for offers on November 16, 2026.
Are Pag-IBIG foreclosed properties in Cebu occupied?
77 of the 93 Pag-IBIG foreclosed properties for sale in Cebu are occupied and 16 are vacant. Pag-IBIG sells them as-is, so the buyer deals with any occupants; check each listing’s occupancy before you make an offer.
What is the difference between a Pag-IBIG negotiated sale and public auction in Cebu?
Negotiated sale is for properties that did not sell at public auction, and it carries Pag-IBIG’s biggest discount, up to 30% off. 65 of the 93 Pag-IBIG properties for sale in Cebu are negotiated sale, and 28 are at public auction (16 in a first auction, 12 in a second). Both take offers online for a set week, and the highest offer at or above the minimum price wins.
Cebu past auctions in numbers
- Past properties, 12 months
- 747
- Average price
- ₱2,061,156
| Type | Listings | Average |
|---|---|---|
| Condos | 363 | ₱2,792,287 |
| Townhouses | 215 | ₱1,519,746 |
| Row houses | 82 | ₱687,630 |
| Single and duplex | 45 | ₱2,310,275 |
| Lots | 40 | ₱924,158 |
| Town | Listings | Average |
|---|---|---|
| Lapu-Lapu City (Opon) | 256 | ₱2,101,087 |
| Cebu City | 108 | ₱2,173,406 |
| Mandaue City | 105 | ₱3,672,386 |
| Carcar City | 68 | ₱1,226,487 |
| Bogo City | 47 | ₱721,433 |
| Subdivision | Listings | Average |
|---|---|---|
| Urban Deca Homes Banilad Mandaue City | 85 | ₱3,864,854 |
| Saekyung Village I Lapu-Lapu City (Opon) | 76 | ₱2,394,961 |
| Urban Deca Homes Tisa Cebu City | 50 | ₱2,188,704 |
| Bayanihan Flats Mactan Lapu-Lapu City (Opon) | 42 | ₱2,848,526 |
| Lumina Carcar Carcar City | 32 | ₱619,227 |
Questions about past Pag-IBIG auctions in Cebu
What were Pag-IBIG foreclosed properties in Cebu priced at?
Pag-IBIG foreclosed properties in Cebu averaged ₱2,061,156 over the last 12 months. Condos averaged ₱2,792,287 and townhouses ₱1,519,746. The highest was ₱9,807,581, a house and lot in Carcar City.
Which Cebu towns had the most Pag-IBIG foreclosed properties?
Lapu-Lapu City (Opon) had the most Pag-IBIG foreclosed properties in Cebu over the last 12 months, with 256, then Cebu City with 108 and Mandaue City with 105.
Can I still make an offer on a past listing?
No. A past Pag-IBIG listing in Cebu no longer takes offers. Some properties come back in a later batch, so check the current listings too.