Condominium ROPA 864202607100001

Unit 440 4th Flr. & Ps 54 Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014

Mandaue City, Cebu

Property details

Type: Condominium
Floor area: 43.1 m²
Occupancy: Occupied
Disposal: Negotiated Sale
Title (TCT/CCT): 111-2020002795&111-2020004102
Title status: Transfer to Pag-IBIG pending
Subdivision: Urban Deca Homes Banilad
Appraisal date: June 15, 2026
Inspection date: August 4, 2026

Location

Unit 440 4th Flr. & Ps 54 Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014

Approximate area · within about 1 km

This property ₱ Other open listings, tap a price for details

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Starting bid

₱4,580,700

Required gross income: ₱76,376/month

Bidding schedule

10 days remaining

Opens: November 16, 2026 at 12:00 AM
Closes: November 20, 2026 at 11:59 PM

Handling office

Cebu Housing Hub

0969-510-1809, 0961-631-0215

jdpacinio@pagibigfund.gov.ph, hbalcala@pagibigfund.gov.ph, aehermosisima@pagibigfund.gov.ph

ROPA ID: 864202607100001

Appraised: June 15, 2026

FAQ

How do I bid on this property?

Get a Buyer ID on the Pag-IBIG portal. It takes up to 3 working days, so register at least 3 working days before the deadline.
Submit your offer on the portal from Nov 16 to Nov 20, 11:59 PM. It must be at least ₱4,580,700, before the discount.
Choose cash, short-term or long-term installment. Once submitted, an offer is final. You can make up to 3 offers per batch.
Pag-IBIG opens offers on Nov 25 at 9:00 AM. The highest offer wins. Results appear in the portal's Status Tracker and by email or SMS.

Go to the Pag-IBIG portal

What do I pay if I win?

Once the Declaration of Highest Offer appears in your Status Tracker, pay the ₱1,000 non-refundable reservation fee. For cash or short-term, pay it within 5 working days, with at least 3% of your offer after the discount. For long-term installment, you have 15 calendar days. Your batch's invitation has the exact deadlines. If you back out, you lose what you paid and Pag-IBIG suspends you from bidding.

Is there a discount?

Yes. This batch is part of Pag-IBIG's Super Sale: 30% off your offer, however you pay, as long as you pay the fees and submit your documents on time.

This property is occupied. What should I do?

Expect to deal with the occupants yourself. Pag-IBIG sells the property as is, occupants and unpaid dues included. It gives you documents proving ownership, and you settle with them through the barangay or, if needed, the courts.

Read the full buying guide

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Unit 440 4th Flr. & Ps 54 Tower 03 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014

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