Pag-IBIG foreclosed properties in Cebu
Pag-IBIG is selling 93 foreclosed properties in Cebu, mostly condo units in Cebu City and Lapu-Lapu City (Opon). Prices go up to ₱5,210,800, with an average of ₱2,532,942.
Newest listing added November 10, 2026.
Pag-IBIG offered 747 foreclosed properties in Cebu over the last 12 months, at an average of ₱2,061,156. Lapu-Lapu City (Opon) had the most with 256, then Cebu City with 108.
Listings ended Nov 14, 2025 – Nov 6, 2026.
Showing 49–72 of 93
Condominium VacantBayanihan Flats - Orchard Drive
₱1,877,760
Unit 3213 2nd Flr. Bldg. 03 Bayanihan Flats - Orchard Drive Binaliw, Cebu City, Cebu, 6000
Cebu City
Offers Nov 16–20, 2026
- Floor
- 18.87 m² floor
- Sale
- 2nd Public Auction
Condominium VacantUrban Deca Homes Tisa
₱1,381,700
Unit B10-310 3rd Flr. Phase 1 Bldg. 10 Urban Deca Homes Tisa Labangon, Cebu City, Cebu, 6000
Cebu City
Offers Nov 16–20, 2026
- Floor
- 25 m² floor
- Sale
- Negotiated Sale
Row House OccupiedVilla Casita - Bogo
₱546,840
Lot 25 Blk. 9 Phase 1 Villa Casita - Bogo La Paz, Bogo City, Cebu, 6010
Bogo City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 24.05 m² floor
- Sale
- 2nd Public Auction
Lot Only VacantFatehills Subdivision
₱390,000
Lot 2 Blk. 7 Fatehills Subdivision Cogon (Pob.), Bogo City, Cebu, 6010
Bogo City
Offers Nov 16–20, 2026
- Lot
- 156 m² lot
- Sale
- Negotiated Sale
Town House OccupiedDeca Homes-Talisay
₱1,414,500
Lot 27 Blk. 20 Phase 1 Deca Homes-Talisay Dumlog, Talisay City, Cebu, 6045
Talisay City
Offers Nov 16–20, 2026
- Lot
- 40 m² lot
- Floor
- 51 m² floor
- Sale
- 1st Public Auction
Town House OccupiedDeca Homes- Tungkil
₱1,315,400
Lot 33 Blk. 5 Phase 1 Deca Homes- Tungkil Tungkil, Minglanilla, Cebu, 6046
Minglanilla
Offers Nov 16–20, 2026
- Lot
- 38 m² lot
- Floor
- 46.4 m² floor
- Sale
- 1st Public Auction
Townhouse - End with Firewall OccupiedVilla Azalea Phase 2B Subdivision
₱1,611,100
Lot 17 Blk. 1 Phase 2B Villa Azalea Phase 2B Subdivision Cotcot, Liloan, Cebu, 6002
Liloan
Offers Nov 16–20, 2026
- Lot
- 46 m² lot
- Floor
- 46.4 m² floor
- Sale
- 1st Public Auction
Town House OccupiedHappy Homes Subdivision
₱1,658,500
Lot 17 Blk. 1 Happy Homes Subdivision Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Lot
- 40 m² lot
- Floor
- 63.56 m² floor
- Sale
- 1st Public Auction
Town House VacantHappy Homes Subdivision
₱1,658,500
Lot 59 Blk. 1 Happy Homes Subdivision Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 16–20, 2026
- Lot
- 40 m² lot
- Floor
- 63.56 m² floor
- Sale
- 1st Public Auction
Condominium OccupiedUrban Deca Homes Tisa
₱2,101,500
Unit B02-209 2nd Flr. Phase 1 Bldg. 2 Urban Deca Homes Tisa Tisa, Cebu City, Cebu, 6000
Cebu City
Offers Nov 16–20, 2026
- Floor
- 25 m² floor
- Sale
- 1st Public Auction
Condominium OccupiedUrban Deca Homes H. Cortes
₱1,834,300
Unit B13-227 2nd Flr. Bldg. 13 Urban Deca Homes H. Cortes Kasambagan, Cebu City, Cebu, 6000
Cebu City
Offers Nov 16–20, 2026
- Floor
- 26.8 m² floor
- Sale
- 1st Public Auction
Town House OccupiedVilla Leyson Subdivision
₱1,346,700
Lot 6 Blk. 2 Phase F Villa Leyson Subdivision Bacayan, Cebu City, Cebu, 6000
Cebu City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 52 m² floor
- Sale
- 1st Public Auction
Town House OccupiedTierra Nava Subdivision
₱1,345,000
Lot 5 Blk. 25 Tierra Nava Subdivision Poblacion III, Carcar City, Cebu, 6019
Carcar City
Offers Nov 16–20, 2026
- Lot
- 42 m² lot
- Floor
- 36 m² floor
- Sale
- 1st Public Auction
Town House VacantDeca Homes - Talisay
₱1,322,550
Lot 14 Blk. 28 Phase 1 Deca Homes - Talisay Dumlog, Talisay City, Cebu, 6045
Talisay City
Offers Nov 7–13, 2026
- Lot
- 52 m² lot
- Floor
- 51 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedUrban Deca Homes Banilad
₱3,856,500
Unit 1929 19th Flr. Tower 01 Urban Deca Homes Banilad Banilad, Mandaue City, Cebu, 6014
Mandaue City
Offers Nov 7–13, 2026
- Floor
- 30.6 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedSaekyung Village I
₱3,539,300
Unit B1-604 6th Flr. Phase 2 Bldg. 1 Saekyung Village I Marigondon, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 7–13, 2026
- Floor
- 60.5 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedSaekyung 956
₱2,253,700
Unit B2-1029 10th Flr. Bldg. 2 Saekyung 956 Looc, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 7–13, 2026
- Floor
- 27 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱2,173,000
Unit 5309 3rd Flr. Phase 2 Bldg. 5 Bayanihan Flats Mactan Maribago, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 7–13, 2026
- Floor
- 18.62 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱2,139,400
Unit 6414 4th F Flr. Bldg 6 Bayanihan Flats Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 7–13, 2026
- Floor
- 18.62 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱2,139,400
Unit 2212 2nd Flr. 2 Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 7–13, 2026
- Floor
- 18.62 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedSaekyung 956
₱2,028,330
Unit B1-725 7th F Flr. Bldg 1 Saekyung 956 Looc, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 9–13, 2026
- Floor
- 27 m² floor
- Sale
- 2nd Public Auction
Condominium OccupiedSaekyung Village I
₱1,996,800
Unit B3-124 1st Flr. Phase 2 Bldg. 3 Saekyung Village I Marigondon, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 7–13, 2026
- Floor
- 24 m² floor
- Sale
- Negotiated Sale
Condominium OccupiedBayanihan Flats Mactan
₱1,925,460
Unit 3414 4th Flr. Bayanihan Flats Bayanihan Flats Mactan Pajac, Lapu-Lapu City (Opon), Cebu, 6015
Lapu-Lapu City (Opon)
Offers Nov 9–13, 2026
- Floor
- 18.62 m² floor
- Sale
- 2nd Public Auction
Condominium OccupiedUrban Deca Homes Tisa 2
₱4,215,800
Unit B18-411 4th Flr. Phase 2 Bldg. 18 Urban Deca Homes Tisa 2 Tisa, Cebu City, Cebu, 6000
Cebu City
Offers Nov 7–13, 2026
- Floor
- 36.5 m² floor
- Sale
- Negotiated Sale
Cebu foreclosed properties in numbers
Listings by budget
| Type | Open | Up to |
|---|---|---|
| Condos | 75 | ₱5.2M |
| Townhouses | 11 | ₱3.3M |
| Row houses | 4 | ₱662,951 |
| Lots | 3 | ₱390,000 |
| Town | Open | Up to |
|---|---|---|
| Cebu City | 32 | ₱4.2M |
| Lapu-Lapu City (Opon) | 26 | ₱4.3M |
| Mandaue City | 17 | ₱5.2M |
| Bogo City | 5 | ₱662,951 |
| Consolacion | 5 | ₱3.3M |
| Subdivision | Open | Up to |
|---|---|---|
| Bayanihan Flats - Orchard Drive Cebu City | 20 | ₱4.2M |
| Urban Deca Homes Banilad Mandaue City | 17 | ₱5.2M |
| Bayanihan Flats Mactan Lapu-Lapu City (Opon) | 14 | ₱4.3M |
| Urban Deca Homes Tisa Cebu City | 9 | ₱4.2M |
| Saekyung Village I Lapu-Lapu City (Opon) | 5 | ₱3.5M |
Questions about Pag-IBIG foreclosed properties in Cebu
Where is the latest list of Pag-IBIG foreclosed properties in Cebu?
As of November 11, 2026, Pag-IBIG has 93 foreclosed properties for sale in Cebu, all listed on this page. Cebu City has 32 and Lapu-Lapu City (Opon) has 26; the rest are spread across 8 other towns. The list updates daily, with new properties added each week.
What is the cheapest Pag-IBIG foreclosed property in Cebu?
By type, the cheapest Pag-IBIG foreclosed properties in Cebu are a lot at ₱302,400 in San Josemaria Village - Balamban, Balamban; a row house at ₱503,180 in Verona, Balamban; a townhouse at ₱1,216,800 in La Aldea Buena Mactan, Lapu-Lapu City (Opon); and a condo at ₱1,337,000 in D` Pearl, Consolacion.
How much is a Pag-IBIG condo in Cebu?
A Pag-IBIG condo in Cebu costs ₱2,862,781 on average, across the 75 condo units for sale. Prices run from ₱1,337,000 to ₱5,210,800, and 45 of the 75 properties cost ₱3M or less.
When is the next Pag-IBIG auction in Cebu?
The next Pag-IBIG public auction in Cebu opens for offers on November 16, 2026.
Are Pag-IBIG foreclosed properties in Cebu occupied?
77 of the 93 Pag-IBIG foreclosed properties for sale in Cebu are occupied and 16 are vacant. Pag-IBIG sells them as-is, so the buyer deals with any occupants; check each listing’s occupancy before you make an offer.
What is the difference between a Pag-IBIG negotiated sale and public auction in Cebu?
Negotiated sale is for properties that did not sell at public auction, and it carries Pag-IBIG’s biggest discount, up to 30% off. 65 of the 93 Pag-IBIG properties for sale in Cebu are negotiated sale, and 28 are at public auction (16 in a first auction, 12 in a second). Both take offers online for a set week, and the highest offer at or above the minimum price wins.
Cebu past auctions in numbers
- Past properties, 12 months
- 747
- Average price
- ₱2,061,156
| Type | Listings | Average |
|---|---|---|
| Condos | 363 | ₱2,792,287 |
| Townhouses | 215 | ₱1,519,746 |
| Row houses | 82 | ₱687,630 |
| Single and duplex | 45 | ₱2,310,275 |
| Lots | 40 | ₱924,158 |
| Town | Listings | Average |
|---|---|---|
| Lapu-Lapu City (Opon) | 256 | ₱2,101,087 |
| Cebu City | 108 | ₱2,173,406 |
| Mandaue City | 105 | ₱3,672,386 |
| Carcar City | 68 | ₱1,226,487 |
| Bogo City | 47 | ₱721,433 |
| Subdivision | Listings | Average |
|---|---|---|
| Urban Deca Homes Banilad Mandaue City | 85 | ₱3,864,854 |
| Saekyung Village I Lapu-Lapu City (Opon) | 76 | ₱2,394,961 |
| Urban Deca Homes Tisa Cebu City | 50 | ₱2,188,704 |
| Bayanihan Flats Mactan Lapu-Lapu City (Opon) | 42 | ₱2,848,526 |
| Lumina Carcar Carcar City | 32 | ₱619,227 |
Questions about past Pag-IBIG auctions in Cebu
What were Pag-IBIG foreclosed properties in Cebu priced at?
Pag-IBIG foreclosed properties in Cebu averaged ₱2,061,156 over the last 12 months. Condos averaged ₱2,792,287 and townhouses ₱1,519,746. The highest was ₱9,807,581, a house and lot in Carcar City.
Which Cebu towns had the most Pag-IBIG foreclosed properties?
Lapu-Lapu City (Opon) had the most Pag-IBIG foreclosed properties in Cebu over the last 12 months, with 256, then Cebu City with 108 and Mandaue City with 105.
Can I still make an offer on a past listing?
No. A past Pag-IBIG listing in Cebu no longer takes offers. Some properties come back in a later batch, so check the current listings too.