Pag-IBIG foreclosed properties in Negros Occidental
Pag-IBIG is selling 164 foreclosed properties in Negros Occidental, mostly house and lot units in Bacolod City and Cadiz City. Prices go up to ₱4,484,700, with an average of ₱1,154,979.
Newest listing added November 10, 2026.
Pag-IBIG offered 1,106 foreclosed properties in Negros Occidental over the last 12 months, at an average of ₱907,839. Bacolod City had the most with 780, then Bago City with 224.
Listings ended Nov 14, 2025 – Nov 6, 2026.
Showing 1–24 of 164
Lot Only VacantCarmela Homes
₱1,625,000
Lot 15 Blk. 20 Carmela Homes Bubog, Talisay City, Negros Occidental, 6115
Talisay City
Offers Nov 16–20, 2026
- Lot
- 250 m² lot
- Sale
- Negotiated Sale
Single Attached VacantLumina Silay
₱1,719,300
Lot 17 Blk. 3 Lumina Silay Rizal, Silay City, Negros Occidental, 6116
Silay City
Offers Nov 16–20, 2026
- Lot
- 54 m² lot
- Floor
- 42 m² floor
- Sale
- Negotiated Sale
Town House VacantAlida Place
₱1,206,090
Lot 3 Blk. 5 Alida Place Rizal, Silay City, Negros Occidental, 6116
Silay City
Offers Nov 16–20, 2026
- Lot
- 50 m² lot
- Floor
- 40 m² floor
- Sale
- 2nd Public Auction
Row House VacantLumina Silay
₱661,400
Lot 24 Blk. 14 Lumina Silay Rizal, Silay City, Negros Occidental, 6116
Silay City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Single Attached OccupiedGrandville Subdivision - Cadiz
₱897,000
Lot 10 Blk. 6 Grandville Subdivision - Cadiz Daga, Cadiz City, Negros Occidental, 6121
Cadiz City
Offers Nov 16–20, 2026
- Lot
- 80 m² lot
- Floor
- 40 m² floor
- Sale
- Negotiated Sale
Lot Only VacantVilla Angela Subdivision
₱1,926,000
Lot 13 Blk. 20 Phase 1 Villa Angela Subdivision Villamonte, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 180 m² lot
- Sale
- Negotiated Sale
Single Detached VacantEast Homes 6 Subdivision
₱1,900,170
Lot 29 Blk. 12 Phase 2 East Homes 6 Subdivision Mansilingan, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 133 m² lot
- Floor
- 47.22 m² floor
- Sale
- 2nd Public Auction
Single Attached VacantLumina Bacolod
₱1,306,980
Lot 13 Blk. 31 Phase 2 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 63 m² lot
- Floor
- 42 m² floor
- Sale
- 2nd Public Auction
Duplex with Eaves VacantDeca Homes South Bacolod
₱1,227,100
Lot 19 Blk. 35 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 83 m² lot
- Floor
- 29.48 m² floor
- Sale
- Negotiated Sale
Town House VacantDeca Homes South Bacolod
₱1,146,800
Lot 9 Blk. 97 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Town House VacantDeca Homes South Bacolod
₱1,137,700
Lot 104 Blk. 122 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Town House VacantDeca Homes South Bacolod
₱1,137,700
Lot 103 Blk. 122 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Single Attached VacantAscenza South Bacolod
₱1,120,410
Lot 12 Blk. 31 Ascenza South Bacolod Felisa, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 64 m² lot
- Floor
- 41.8 m² floor
- Sale
- 2nd Public Auction
Duplex with Eaves VacantDeca Homes South Bacolod
₱1,106,900
Lot 37 Blk. 13 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 60 m² lot
- Floor
- 29.48 m² floor
- Sale
- Negotiated Sale
Duplex with Eaves VacantDeca Homes South Bacolod
₱1,077,000
Lot 22 Blk. 33 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 60 m² lot
- Floor
- 29.48 m² floor
- Sale
- Negotiated Sale
Lot Only VacantForest Park Ville
₱918,000
Lot 19 Blk. 1 Forest Park Ville Taculing, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 150 m² lot
- Sale
- 2nd Public Auction
Double Attached OccupiedRegent Pearl Homes Subdivision
₱672,660
Lot 21 Blk. 18 Regent Pearl Homes Subdivision Tangub, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 60 m² lot
- Floor
- 49 m² floor
- Sale
- 2nd Public Auction
Row House VacantLumina Bacolod
₱641,500
Lot 19 Blk. 18 Phase 2 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Row House OccupiedLumina Bacolod
₱631,400
Lot 55 Blk. 15 Phase 2 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Row House VacantLumina Bacolod
₱625,600
Lot 28 Blk. 5 Phase 2 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Row House VacantLumina Bacolod
₱609,700
Lot 38 Blk. 13 Phase 2 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Row House VacantLumina Bacolod
₱552,700
Lot 17 Blk. 14 Phase 1 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Row House VacantLumina Bacolod
₱552,700
Lot 19 Blk. 14 Phase 1 Lumina Bacolod Vista Alegre, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 36 m² lot
- Floor
- 22 m² floor
- Sale
- Negotiated Sale
Single Attached VacantEast Homes 2 Subdivision
₱544,230
Lot 9 Blk. 51 East Homes 2 Subdivision Estefania, Bacolod City, Negros Occidental, 6100
Bacolod City
Offers Nov 16–20, 2026
- Lot
- 60 m² lot
- Floor
- 30 m² floor
- Sale
- 2nd Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,411,800
Lot 12 Blk. 12 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 39 m² floor
- Sale
- Negotiated Sale
Archived OccupiedDeca Homes South Bacolod
₱1,232,300
Lot 18 Blk. 129 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived OccupiedDeca Homes South Bacolod
₱1,224,800
Lot 153 Blk. 133 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,171,300
Lot 22 Blk. 88 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,171,300
Lot 18 Blk. 84 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,171,300
Lot 8 Blk. 99 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,171,300
Lot 9 Blk. 88 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,171,300
Lot 18 Blk. 94 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,171,300
Lot 43 Blk. 91 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived OccupiedDeca Homes South Bacolod
₱1,171,300
Lot 77 Blk. 130 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,146,800
Lot 118 Blk. 130 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived OccupiedDeca Homes South Bacolod
₱1,146,800
Lot 5 Blk. 144 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,146,800
Lot 55 Blk. 145 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived VacantDeca Homes South Bacolod
₱1,137,700
Lot 20 Blk. 128 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- Negotiated Sale
Archived OccupiedDeca Homes South Bacolod
₱1,136,800
Lot 29 Blk. 53 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 29.48 m² floor
- Sale
- Negotiated Sale
Archived OccupiedDeca Homes South Bacolod
₱1,739,200
Lot 29 Blk. 18 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 60 m² floor
- Sale
- 1st Public Auction
Archived OccupiedValley Homes
₱1,574,500
Lot 10 Blk. 4 Phase 2 Valley Homes Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 80 m² lot
- Floor
- 36.5 m² floor
- Sale
- 1st Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,499,700
Lot 22 Blk. 19 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 39 m² floor
- Sale
- 1st Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,388,700
Lot 45 Blk. 46 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 39 m² floor
- Sale
- 1st Public Auction
Archived VacantValley Homes
₱1,314,300
Lot 6 Blk. 6 Valley Homes Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 95 m² lot
- Floor
- 41 m² floor
- Sale
- 1st Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,184,700
Lot 27 Blk. 69 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 29.48 m² floor
- Sale
- 1st Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,171,300
Lot 101 Blk. 148 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 35 m² lot
- Floor
- 38.5 m² floor
- Sale
- 1st Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,156,900
Lot 37 Blk. 70 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 29.48 m² floor
- Sale
- 1st Public Auction
Archived OccupiedDeca Homes South Bacolod
₱1,148,900
Lot 27 Blk. 32 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100
Bacolod City
Auction ended November 6, 2026
- Lot
- 60 m² lot
- Floor
- 29.48 m² floor
- Sale
- 1st Public Auction
Negros Occidental foreclosed properties in numbers
Listings by budget
| Type | Open | Up to |
|---|---|---|
| Townhouses | 103 | ₱1.4M |
| Single and duplex | 47 | ₱4.5M |
| Row houses | 11 | ₱661,400 |
| Lots | 3 | ₱1.9M |
| Town | Open | Up to |
|---|---|---|
| Bacolod City | 150 | ₱2.2M |
| Cadiz City | 4 | ₱1.3M |
| Silay City | 4 | ₱1.7M |
| Bago City | 2 | ₱2M |
| Talisay City | 2 | ₱4.5M |
| Subdivision | Open | Up to |
|---|---|---|
| Deca Homes South Bacolod Bacolod City | 126 | ₱1.4M |
| Lumina Bacolod Bacolod City | 10 | ₱1.3M |
| Regent Pearl Homes Bacolod City | 4 | ₱1.1M |
| Grandville Subdivision Cadiz City | 4 | ₱1.3M |
| Lumina Silay Silay City | 3 | ₱1.7M |
Questions about Pag-IBIG foreclosed properties in Negros Occidental
Where is the latest list of Pag-IBIG foreclosed properties in Negros Occidental?
As of November 13, 2026, Pag-IBIG has 164 foreclosed properties for sale in Negros Occidental, all listed on this page. Bacolod City has 150 and Cadiz City has 4; the rest are in Silay City, Bago City, Talisay City, Manapla and Sagay City. The list updates daily, with new properties added each week.
What is the cheapest Pag-IBIG foreclosed property in Negros Occidental?
By type, the cheapest Pag-IBIG foreclosed properties in Negros Occidental are a row house at ₱341,267 in Glendale Homes, Bacolod City; a house and lot at ₱544,230 in East Homes 2, Bacolod City; a lot at ₱918,000 in Forest Park Ville, Bacolod City; and a townhouse at ₱1,054,170 in Deca Homes South Bacolod, Bacolod City.
How much is a Pag-IBIG house and lot in Negros Occidental?
A Pag-IBIG house and lot in Negros Occidental costs ₱1,148,743 on average, across the 161 house and lot units for sale. Prices run from ₱341,267 to ₱4,484,700, and 154 of the 161 properties cost ₱1.5M or less.
When is the next Pag-IBIG auction in Negros Occidental?
The next Pag-IBIG public auction in Negros Occidental opens for offers on November 16, 2026.
Are Pag-IBIG foreclosed properties in Negros Occidental occupied?
63 of the 164 Pag-IBIG foreclosed properties for sale in Negros Occidental are occupied and 101 are vacant. Pag-IBIG sells them as-is, so the buyer deals with any occupants; check each listing’s occupancy before you make an offer.
What is the difference between a Pag-IBIG negotiated sale and public auction in Negros Occidental?
Negotiated sale is for properties that did not sell at public auction, and it carries Pag-IBIG’s biggest discount, up to 30% off. 135 of the 164 Pag-IBIG properties for sale in Negros Occidental are negotiated sale, and 29 are at public auction (17 in a first auction, 12 in a second). Both take offers online for a set week, and the highest offer at or above the minimum price wins.
Negros Occidental past auctions in numbers
- Past properties, 12 months
- 1,106
- Average price
- ₱907,839
| Type | Listings | Average |
|---|---|---|
| Single and duplex | 418 | ₱1,204,911 |
| Townhouses | 294 | ₱1,135,969 |
| Lots | 252 | ₱325,044 |
| Row houses | 142 | ₱595,293 |
| Town | Listings | Average |
|---|---|---|
| Bacolod City | 780 | ₱1,069,714 |
| Bago City | 224 | ₱268,920 |
| Silay City | 50 | ₱893,240 |
| Talisay City | 35 | ₱1,290,952 |
| Victorias City | 5 | ₱699,640 |
| Subdivision | Listings | Average |
|---|---|---|
| Deca Homes South Bacolod Bacolod City | 423 | ₱1,148,101 |
| Roseville Heights Bago City | 153 | ₱176,794 |
| Lumina Bacolod Bacolod City | 96 | ₱669,089 |
| Villa Cristeta Bago City | 54 | ₱429,306 |
| Lumina Silay Silay City | 38 | ₱804,772 |
Questions about past Pag-IBIG auctions in Negros Occidental
What were Pag-IBIG foreclosed properties in Negros Occidental priced at?
Pag-IBIG foreclosed properties in Negros Occidental averaged ₱907,839 over the last 12 months. Single and duplex averaged ₱1,204,911 and townhouses ₱1,135,969. The highest was ₱5,320,900, a house and lot in Buena Park, Bacolod City.
Which Negros Occidental towns had the most Pag-IBIG foreclosed properties?
Bacolod City had the most Pag-IBIG foreclosed properties in Negros Occidental over the last 12 months, with 780, then Bago City with 224 and Silay City with 50.
Can I still make an offer on a past listing?
No. A past Pag-IBIG listing in Negros Occidental no longer takes offers. Some properties come back in a later batch, so check the current listings too.